Types of General Insurance
Travel Insurance is a type of Insurance which ensures that when you’re on away from home, whether on a soul-searching solo trip or a business trip, you’re not bothered by the financial losses due to common travel inconveniences.
Travel Insurance covers various aspects of your travels such as trip cancellation, trip interruption, trip delay, lost or delayed baggage, medical coverage, medical evacuation, loss of passport, personal liability, emergency cash advance and more.
Flight delays and cancellations - are common and cause great inconvenience, we know. When a connecting flight is delayed or cancelled, it causes the subsequent flights to be missed too, not only messing up the itinerary but also causing financial loss.
Medical Treatment & Hospitalization - A medical emergency can not only turn your travel adventures into misadventures, but it can also be terrifying when you’re in a foreign land. Our Travel Insurance Plans are designed to be there for you in every way we can.
Loss of Baggage & Passport - When you go on a vacation, you carry with you all the things that you need daily. Loss of baggage is a travel nightmare because not only do you lose things that are precious to you, but you are also left stranded in a foreign land with none of your belongings.
Trip cancellation & Curtailment - It’s upsetting enough when an unforeseen circumstance forces you to cancel or cut short your trip. But what’s worse is having to bear the cost of a trip you couldn’t even go on to begin with or had to curtail.
At its most basic, a home insurance policy covers your home and its contents against natural and man-made calamities such as earthquakes, floods, fire, theft, burglaries and any other risks your residential area might be prone to. A home insurance policy provides a veritable shield of protection to your home and everything in it, that you hold dear.
Property insurance gives you the best of both worlds, coverage for your property structure as well as its contents, Fire, burglary, flood, theft, etc. have now lost their power over you! Ofcourse, you can also cover just the contents of the house that you have rented as well.
Owner or tenant, our House Insurance plans are a snug fit for your needs. If you’re living in your own house, choose our comprehensive plan to secure your home and its contents from a variety of threats, both natural and man-made. If you’re quite the nomad, don’t worry! You can opt for our contents-only Home Insurance cover and breathe easy.
Family jewellery and other valuables carry a lot of sentimental value. They represent a legacy handed down over many generations and deserve to be cherished and treasured for the aesthetic beauty and grace they embody. Choose our House Insurance to protect those priceless works of art that you may have carefully preserved away from the gaze of the world!
In business, risks represent new opportunities for growth and expansion. With Commercial Insurance, you can take calculated risks that help you succeed. Thankfully, there are different types of Commercial Insurance that can guarantee peace of mind and a good night’s sleep.
Here are the benefits of Commercial Insurance are listed below.
Protection for Property - Whether you have a shop or office, your business premises are where you create the products or services that bring your business revenue and recognition. Bajaj Allianz Property Insurance helps safeguard your business space from diverse threats and gives you complete freedom to innovate and excel in your industry.
Protecting your employees -We know that more than anything else your employees are your real assets. By giving your employees adequate cover, you can motivate them to contribute to the success of your company.
A Group Mediclaim Policy or a Group Personal Accident Policy cannot only promote wellbeing among your staff, but it can also create a spirit of belonging among them. Show your employees that you’re committed to their progress by opting for our employee benefit plans.
Protecting your liabilities - A business liability can arise at any moment and land your business in a soup. From workplace injuries to consumer complaints, you need adequate protection from unforeseen business risks. Liability Insurance is a form of Commercial Insurance that covers you against legal liabilities.
What is Motor/Vehicle Insurance?
Motor/Vehicle Insurance is an insurance policy that financially safeguards your vehicle against physical damage and you against bodily injury/death and third-party liability. It ensures your peace of mind every time you hit the road.
Why should I buy Motor Insurance?
Motor Insurance is important to have because it prevents you from a situation where you have to bear major expenses. It helps you stay on track with your budget and goals, as the expenses in case of a mishap are covered by the insurance claim.
Additionally, it also protects you from landing into legal troubles as third-party insurance is a statutory requirement in India.
What is Health Insurance? - Health Insurance is an insurance plan that provides comprehensive coverage against medical expenses, hospital bills, and other costs related to medical treatments. It protects the insured person against the financial risks that come with an illness or accidental injury.
What do I get with Health Insurance policy? - With our Health Insurance policy, you enjoy coverage for pre and post hospitalisation expenses for up to 60 and 90 days, respectively. The policy also covers in-hospital expenses, ambulance charges, room rent and boarding expenses. You can avail cashless treatment at over 6,500+ hospitals across India. We also cover medical examinations, physician fees/doctor’s consultation fees and ambulance charges, leaving you totally stress-free!
Features - Cashless treatment at 6500+ Hospitals , Claim settlement within 60 minutes ,In-house health administration team.
Health Insurance helps you to save on your taxes upto 50,000. *
The Most Dangerous Thing About Cyber Threats Is That They Are Usually Not Detectible Until After They Have Already Happened. Unlike A Stalker In Real Life, A Cyber Stalker Cannot Be Seen And Unlike A Suspicious Person Lingering Near An ATM, Phishers Are Hard To Perceive. Considering All The Possible Cyber Threats And Risks You’re Exposed To Every Time You’re Online, We’ve Designed Our Cyber Insurance Policy To Help Protect You.
Identity Theft - Your digital devices are a good reflection of who you are because they store everything that’s so true and raw about you. This includes your personal conversations, photos, videos, text, browser history, passwords and bank details. Even people in long-term relationships usually refrain from sharing phone and account passwords.
Cyber Staking - Cyber stalking is a frightening fate we wish no one ever had to meet. It’s the repeated use of digital communication to harass or frighten a person. It makes one feel attacked and unsafe all the time, no matter where they are.
IT theft loss - Convenience of banking transactions online and cyber theft are two sides of the same coin. You can continue enjoying the good side because our Cyber Safe Policy will cover you against the bad one.
Email Spoofing - Email spoofing is a forgery or a wrongful manipulation of an E-mail header so that the message appears to have originated from the actual source.
Phishing - Phishing is a new avenue for fraudsters and swindlers to cheat unsuspecting people. It’s any attempt to obtain your sensitive information such as usernames, passwords, and credit card details (and sometimes, indirectly, money), often for malicious reasons, by masquerading as a trustworthy entity through an electronic communication.